Tuesday, March 30, 2010

Weekly Real Estate Snapshot 3/22 - 3/28

New Listings:48
Price Improvements: 42
Pending:  29 breaks down to:
     under $1 million: 24
     $1-2 million: 4
     $2-4 million: 1
     $4-8 million: 0
     $8 million+: 0
Closed: 22
Off Market (expired, canceled, withdrawn): 19
Back On Market: 7

Data From Santa Barbara MLS and excludes mobile homes.

Friday, March 26, 2010

Earth Hour Saturday, March 27, 2010 8:30 PM - 09:30 PM


Millions to go dark for Earth Hour on Saturday

AFP, Mar 26, 2010, 10.39am IST

SYDNEY: Icons including the Great Pyramids, the Eiffel Tower and China's Forbidden City will be plunged into darkness on Saturday as millions take part in "Earth Hour", a rolling grassroots movement aimed at tackling climate change.

Now in its fourth year, the global campaign promises to be the biggest ever, organisers said, with thousands of cities and towns in 125 countries pledging to take part, despite last year's failed climate talks.

Hopes for a binding treaty to halt global warming were dashed when December's summit of world leaders in Copenhagen only yielded a general agreement on limiting warming to two degrees Celsius (3.6 degrees Fahrenheit).

Seen even by its supporters as a disappointment and a chaotic failure by critics, Copenhagen was expected to have scuttled people's hopes for meaningful action on climate change, explained Earth Hour founder Andy Ridley.

"But the craziest thing this year is that rather than that happening, the reaction to Earth Hour has been immense. It is so much more than last year," Ridley told AFP.

"There appears to be some fatigue to the politics around it... But people are far more motivated this year than they were last year," when 88 countries took part, he added.

Earth Hour began in Sydney in 2007 when 2.2 million people switched off the lights in their homes, offices and businesses for 60 minutes to make a point about electricity consumption and carbon pollution.

The campaign went global the following year, and this Saturday, March 27, more than 1,200 of the world's best-known landmarks will kill their lights at 8.30pm Sydney time in what organisers describe as a "24-hour wave of hope and action."

A raft of major multinational corporations including Google, Coca Cola, Hilton, McDonalds, Canon, HSBC and IKEA have endorsed Earth Hour 2010 and pledged to darken their offices worldwide in support.

Sydney's iconic Harbour Bridge and Opera House will help kick off the energy-saving marathon, with Egypt's Great Pyramids and Sphinx, the Trevi Fountain and Tower of Pisa in Italy and all major landmarks in Paris to take part, led by a five-minute blackout of the Eiffel Tower.

Beijing's Forbidden City -- the figurative and geographic heart of the world's largest emitter of greenhouse gases -- will go dark, along with the so-called "Bird's Nest" Olympic stadium.

Elsewhere in Asia, where 3.3 million people have registered to take part, the world's biggest observation wheel, the Singapore Flyer, will extinguish its main lights, while official buildings will be blacked out in Seoul.

WWF Indonesia said around 200 buildings in Jakarta would be taking part in the blackout.

Japan's heritage-listed Hiroshima Peace Memorial, one of few buildings to survive America's 1945 atomic bomb attack, will take part, while major companies including Sony, Sharp and Asahi were to switch off across Tokyo.

Some 30 US states and municipalities were to take part, with an hour of darkness at sites including Mount Rushmore, the Empire State Building, the Golden Gate Bridge and Seattle's Space Needle.

And in Dubai, the world's tallest skyscraper, the Burj Khalifa tower, will also dim its lights.

Residents of Norway's Longyearbyen, the world's northernmost town, are set to brave an influx of curious polar bears normally deterred by lights after voting -- for the first time -- that participating was worth the risk.

"Earth Hour is meant to cross geographic, economic, country boundaries," said Ridley, admitting that it was mostly a symbolic act.

"It's one hour, one day, one year. We're not saving the planet by turning the lights off for one hour."
But, he explained: "What you are doing is adding your voice to a global call for action."

For more information: https://www.myearthhour.org/home

Thursday, March 25, 2010

Governor Signs Homebuyer Tax Credit

Governor signs home tax credit billGovernor Schwarzenegger today signed AB 183 providing $200 million for home buyer tax credits.  The bill allocates $100 million for qualified first-time home buyers who purchase existing homes and $100 million for purchasers of new, or previously unoccupied, homes.

Eligible taxpayers who close escrow on qualified principal residences between May 1, 2010 and December, 31, 2010, or who close escrow on a qualified principal residence on and after December 31, 2010 and before August 1, 2011, pursuant to an enforceable contract executed on or before December 31, 2010, will be able to take the allowed tax credit.

This credit is equal to the lesser of 5 percent of the purchase price or $10,000, taken in equal installments over three consecutive years. Under the bill, purchasers will be required to live in the home as their principal residence for at least two years or forfeit the credit (i.e. repay it to the state).  Buyers also must be at least 18 years old and be unrelated to the seller.  First-time buyers are defined as those who have not owned a home in the past three years.


To learn more about the California Home Buyer Tax Credit, click here.

Tuesday, March 23, 2010

Fantastic Price Reduction on Laurel Springs Ranch!



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Monday, March 22, 2010

Weekly Real Estate Snapshot 3/15 - 3/21

New Listings: 51
Price Improvements: 31
Pending:  26 breaks down to:
     under $1 million: 21
     $1-2 million: 2
     $2-4 million: 2
     $4-8 million: 1
     $8 million+: 0
Closed: 17
Off Market (expired, canceled, withdrawn): 15
Back On Market: 8

Data From Santa Barbara MLS and excludes mobile homes.

Friday, March 19, 2010

Buffet Sees End To Residential Housing Slump In 2011

In his annual letter to Berkshire Hathaway shareholders, billionaire investor Warren Buffett predicted Saturday that the U.S. residential real estate market will recover from its current doldrums by next year, which is when he predicts demand for houses will catch up with the excess supply created in the housing bubble.
"Within a year or so, residential housing problems should largely be behind us," Buffett wrote in the letter. "Prices will remain far below 'bubble' levels, of course, but for every seller or lender hurt by this there will be a buyer who benefits. Indeed, many families that couldn't afford to buy an appropriate home a few years ago now find it well within their means."
The slump has taken its toll on some Berkshire Hathaway business units. Profits fell 9 percent, to $187 million before taxes, at Clayton Homes, a maker of prefabricated houses, and carpet maker Shaw Industries' earnings plunged 30 percent. Through a subsidiary, Omaha-based Berkshire Hathaway also controls Home Services of America, Inc., of Minneapolis, the nation's second-largest independent residential real estate broker.
Buffett cautioned in his letter that "high-value houses and those in certain localities where overbuilding was particularly egregious" will take longer to recover from the slump. He identified overbuilding as a prime cause of the housing market crash, noting that in a recent year when housing starts were running at an annual pace of two million units, new household formation lagged seriously behind the supply, at only 1.2 million.
He said that the resulting halt in housing construction was the best of three possible ways to correct the imbalance -- unless, he joked, the country decides "to blow up a lot of houses...in a tactic similar to the destruction of autos that occurred with the 'cash for clunkers' program" or "speed up householder formation by, say, encouraging teenagers to cohabitate, a program not likely to suffer from a lack of volunteers."
Written by Sandy Smith
For HULIQ.com

Wednesday, March 17, 2010

Earth Day Kick off Green Drinks Was A Success!

A smashing success if I do say so myself!  
Over 300 people attende throughout the 3 hour event and at one point there was a line to get in!  
I heard several people say, "Wow, BEST GREEN DRINKS EVER!"

 In this picture are the three organizers of this event, Elizabeth Wagner of Green Drinks, Kerry Allen of Weekend Hippie and Dave Fortson of Loa Tree.

We were also honored to have Spencer the Gardner and his band play live music and they rocked the house!  


All the guests were very well fed with local selections from Tom Shephard Farms, The Isla Vista Food Coop, Duo Catering and Cadena's Fresh Fish.  It was all delicious!  


Hopefully this will turn into a yearly Earth Day kick off event and thank you to Carr Winery for the great location!  
 
We were asked when the next party will be and the answer is April 17th &18th at Alameda Park for the 40th Anniversary of Earth Day.  "Bringing it Home!"  See you there! 


March Santa Barbara EcoBroker Newsletter

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In This Issue:     


LATEST & GREATEST...
  
 SANTA BARBARA REAL ESTATE SNAPSHOT:
 
February 16 - March 15, 2010

New listings: 198
Price Improvements: 136
Pending: 117
(break down:)
Sub $1million: 82
$1-2M: 20
$2-4M: 9
$4-8M: 3
$8M+: 3
Closed: 78
Off Market: 87
Back On market: 36

This is a look at statistics provided through the Santa Barbara Multiple Listing Service over the past month.  They include single family residences and condos, from Carpinteria to Goleta.


GREEN NEWS:

Update from the White House...Office of the Press Secretary March 2, 2010

FACT SHEET: HOMESTAR ENERGY EFFICIENCY
RETROFIT PROGRAM

WASHINGTON--In his State of the Union address, the President called on Congress to pass a program of incentives for homeowners who make energy efficiency investments in their homes. Today, while touring a training facility at Savannah Technical College, the President outlined more details of a new "HOMESTAR" program that would help create jobs by encouraging American families to invest in energy saving home improvements. Consistent with the President's call for a HOMESTAR program, the Senate Democratic leadership included a proposal of this kind as part of their Jobs Agenda released on
February 4, 2010. The President looks forward to continuing to work with Members of Congress, business, environmental and labor leaders to enact a HOMESTAR program into law.

Background on the HOMESTAR program

With unemployment in the construction sector near 25% and with substantial underutilized capacity in our manufacturing sector, the HOMESTAR program has the potential to jumpstart our economic recovery by boosting demand for energy efficiency products and installation services. For middle-class families, this program will help them save hundreds of dollars a year in energy costs while improving the comfort and value of their most important investment - their homes. In addition, the program would help reduce our economy's dependence on oil and support the development of an energy efficiency services sector in our economy.
 
Key components of the HOMESTAR Program include:

Rebates delivered directly to consumers: Like the Cash for Clunkers program, consumers would be eligible for direct HOMESTAR rebates at the point of sale for a variety of energy-saving investments in their homes. A broad array of vendors, from small independent building material dealers, large national home improvement chains, energy efficiency installation professionals and utility energy efficiency programs (including rural utilities) would market the rebates, provide them directly to consumers and then be reimbursed by the federal government.

$1,000 - $1,500 Silver Star Rebates: Consumers looking to have simple upgrades performed in their homes would be eligible for 50% rebates up to $1,000 - $1,500 for doing any of a straightforward set of upgrades, including: insulation, duct sealing, water heaters, HVAC units, windows, roofing and doors. Under Silver Star, consumers can chose a combination of upgrades for rebates up to a maximum of $3,000 per home. Rebates would be limited to the most energy efficient categories of upgrades-focusing on products made primarily in the United States and installed by certified contractors.
$3000 Gold Star Rebates: Consumers interested in more comprehensive energy retrofits would be eligible for a $3,000 rebate for a whole home energy audit and subsequent retrofit tailored to achieve a 20% energy savings in their homes. Consumers could receive additional rebate amounts for energy savings in excess of 20%. Gold Star would build on existing whole home retrofit programs, like EPA's successful Home Performance with Energy Star program.

Oversight to Ensure Quality Installations: The program would require that contractors be certified to perform efficiency installations. Independent quality assurance providers would conduct field audits after work is completed to ensure proper installation so consumers receive energy savings from their upgrades. States would oversee the implementation of quality assurance to ensure that the program was moving the industry toward more robust standards and comprehensive energy retrofit practices.

Support for financing: The program would include support to State and local governments to provide financing options for consumers seeking to make efficiency investments in their homes. This will help ensure that consumers can afford to make these investments.

The program will result in the creation of tens of thousands of jobs while achieving substantial reductions in energy use - the equivalent of the entire output of three coal-fired power plants each year. Consumers in the program are anticipated to save between $200 - $500 per year in energy costs, while improving the comfort and value of their homes.
 
 


COMMUNITY:
 
Make your landscape more water-wise and get a rebate?
 
Do you have a grass front lawn that takes constant maintenance? Hedges that need continual trimming? Ivy that grows everywhere? Make your yard look better and get money back. In Realtor lingo we call this curb appeal! 

Goleta Water District and City of Santa Barbara residents can get a rebate up to 50% of Material Costs of Approved irrigation
equiment, water-wise plants and mulch, and smart irrigation controllers.
 
Any combination of irrigation equipment and planting costs may qualify for a one-time, maximum rebate of $1,000.
 
More info:

 
 


GET INVOLVED:
 
Santa Barbara Earth Day 40
Photo Contest

Images from the Eco-Renaissance

Winners of the Earth Day 40 Contest will be showcased at the festival. This exhibit will feature 30-50 of the photos that best capture the power and beauty of eco-conscious living and the planet's natural wonders.  
For more information:  
 
 

VOCABULARY LESSON:
 
Building information modeling (BIM) software.
The continued evolution of CAD software for
building design has produced new add-on tools with increasingly accurate algorithms for energy modeling as well as embedded energy properties for many materials and features. This will prove instrumental in predicting building performance. BIM developers will soon be offering more affordable packages aimed at smaller firms and individual builders. Contractors are predicted to show the greatest increase in usage of BIM compared with any other group, according to market research
firm McGraw Hill Construction.
 

COOL WEBSITE OF THE MONTH:


This website is a way to help fund green projects for different organizations (especially those that deal with children, i.e. schools, churches, girl/boy scout troops, etc).  Once the organization decides on a project, the young ones are taught lessons on environmental consciousness and are hopefully inspired to make a positive change in the world.  After the lessons, they are given art supplies to make "Go Green"drawings, which are uploaded onto our website.
 

OUR NEW WEBSITE:

We are very excited to announce our new Website. We are proud to be your Santa Barbara Green Team and ready to help you with all of your real estate needs.
 
 


Carr Winery
414 N. Salsipuedes
6-9pm
 
• Live music from Spencer the Gardener featuring their latest CD Organic Gangster.

• Featured tastings from local foodies: Tom Shepherd Farms, Duo Catering, Cadena's Fresh Fish, Isla Vista Food Co-op

• No-host bar features delicious wines from Carr Winery.

• Suggested donation at the door goes right to the Community Environmental Council, sponsors of Earth Day.
 
• Over 21 years of age event.

CEC and Earth Day are turning 40...
COME CELEBRATE

11 am - 7 pm Saturday April 17
11 am - 5 pm Sunday April 18
Alameda Park, Santa Barbara

We will be there too at the Village Properties / EcoBroker Booth. 

Come visit us! 

FOR SALE:

Laurel Springs Ranch

2720 Painted Cave Road
Santa Barbara, CA 93117
 
Listed at $12,000,000

160 acre, 5 parcels
Turn key retreat business, panoramic views
  lodge that sleeps 30,
yoga studio,
main house, multiple
guest houses, spa,
solar heated pool,
barn, riding arena, pond, hiking trails, plentiful water,
organic garden & more. 


Retreat Center Website:

VACATION RENTAL:

Casa San Miguel

Available to rent by the night/week/ month.

3br/2ba remodeled home with roof top ocean view deck and jacuzzi.

Features non-toxic cleaners, Natura mattresses, organic linens, energy efficient appliances and many more healthy/green details.

Book a stay at:


Your Referrals are always welcomed and appreciated!

  Please forward this informative newsletter to all that are interested in:

Green Homes,
 Real Estate
and a healthy lifestyle.

You can help us grow the green home movement in our community.
 
Elizabeth Wagner & DeAnn Wilson
Village Properties
4050 Calle Real Suite 120 | Santa Barbara, CA 93110
Elizabeth: 805.895.1467 or DeAnn 805.451.7488
www.SantaBarbaraEcoBroker.com and www.GreenHomesSB.com
SantaBarbaraEcoBrokers@gmail.com

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Monday, March 15, 2010

Weekly Real Estate Snapshot 3/8 - 3/14

New Listings: 46
Price Improvements: 31
Pending:   28 breaks down to:
     under $1 million: 18
     $1-2 million: 5
     $2-4 million: 2
     $4-8 million: 2
     $8 million+: 1
Closed: 20
Off Market (expired, canceled, withdrawn): 19
Back On Market: 5

Data From Santa Barbara MLS and excludes mobile homes.

Sunday, March 14, 2010

Green Drinks CEC Benefit Tuesday, March 16, 2010 6:00 PM - 09:00 PM



 
Carr Winery
414 N. Salsipuedes
Santa Barbara, CA 93103

View Map


Earth Day Green Drinks with Weekend Hippie and Loa Tree

Help kick-off the 40th anniversary of Earth Day!


• New music from Spencer the Gardener featuring their latest CD Organic Gangster.

• Featured tastings from local foodies.

• No-host bar features delicious wine's from Carr Winery.

• Suggested donation at the door goes right to the Community Environment Council, sponsors of Earth Day.

Don't miss your chance to get inspired while supporting the Community Environmental Council, Earth Day, and local organizations.
Details at www.greendrinks.org

 

Friday, March 12, 2010

Love Mikana: Earth Day

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You Say It's Your Earth Day,
It's Our Earth Day, Too

Wednesday, March 10, 2010

Here's what we love about Santa Barbara: we're kicking off Earth Day, 2010 (on April 17-18) with a preview party at Carr Winery a whole month before (on March 16).  Yes, please!
 
Next Tuesday night from 6-9pm, Green Drinks is collaborating with Weekend Hippie and Loa Tree to give us an awesome eco-affair - complete with live music by Spencer the Gardener; appetizers from Isla Vista Co-Op, Duo Catering, Cardena’s Fresh Fish, and Tom Shepherd from Shepherd Farms; and wine by Carr.  The suggested $5 donation at the door goes directly to the Community Environmental Council, and the good times show just how great Earth Day's gonna be.

Happy Earth Day to you.

Love,
Mikana

Lovemikana? Tell a friend.

Earth Day Kick Off Green Drinks Party!!

Green Drinks, Weekend Hippie, and LoaTree Kick-off
CEC’s 40th Anniversary Earth Day Festival



Santa Barbara, CA – Green Drinks, Santa Barbara, in collaboration with Weekend Hippie and LoaTree, announces a fundraiser to support the Community Environmental Council (CEC), founders of Santa Barbara Earth Day, and to kick-off the 40th anniversary of Earth Day. 

The event, to be held March 16, 2010, at Carr Winery, will bring together environmentalists and locals passionate about the environmental movement—locally and globally—by supporting organizations such as the Community Environmental Council and Earth Day.

The event promises to fill to capacity. Local musicians, Spencer the Gardener, will play from their new CD, Organic Gangster. Appetizers will be provided by local sustainable food specialist: Isla Vista Co-Op, Duo Catering, Cardena’s Fresh Fish, and Tom Shepherd from Shepherd Farms. Carr Wine will be available for purchase by to all attendees.

“Green Drinks gives Santa Barbarans the chance to gather and share ideas about sustainable, simple, and environmentally forward thinking paths,” said Elizabeth Wagner, head co-host of Green Drinks Santa Barbara. “Working with Weekend Hippie and LoaTree, we will be able to kick-off Earth Day in a big way, and support Community Environmental Council.”

In the wake of the devastating 1969 oil spill off Santa Barbara’s shores, a group of concerned Santa Barbarans began talking about a different way of looking at environmental systems. Over the next few years, around the country the environmental movement was born—including the Community Environmental Council, which was incorporated in the spring of 1970. During that time, Senator Gaylord Nelson visited Santa Barbara to view the damage from the oil spill. When he returned to Washington, D.C., he introduced a bill designating April 22 as a national day to celebrate the earth. In CEC’s first act as new non-profit, it hosted one of the first Earth Day celebrations in the country.

Community Environmental Council (CEC) will host a historic Santa Barbara Earth Day 40 festival at Alameda Park on Saturday, April 17 and Sunday, April 18, 2010.

About the Event
Live music from Spencer the Gardener featuring their latest CD Organic Gangster.

• Featured tastings from local foodies: Tom Shepherd Farms, Duo Catering, Cadena's Fresh Fish, Isla Vista Food Co-op

• No-host bar features delicious wine's from Carr Winery.

• Suggested donation at the door goes right to the Community Environment Council, sponsors of Earth Day.

• Over 21 years of age event.

Don't miss your chance to get inspired while supporting the Community Environmental Council, Earth Day, and local organizations. the Event

About Green Drinks
Green Drinks is a social networking groups that hosts monthly events for local activists, enthusiasts, and professionals.



About Weekend Hippie
Weekend Hippie, based in Santa Barbara, California, is all about living a full, responsible life on this planet—and having fun while doing so. Weekend Hippie provides services and inspiration to help local and global enthusiasts enjoy a simple and sustainable life in their homes as well as globally.



About LoaTree
LoaTree is an eco-lifestyle collective for inspiring lives and lifestyles. LoaTree offers direct services (eg. sustainability consulting, eco-impact marketing, public relations, communication), and also employs the skills and services of current clients/partners to serve new clients. 
 

Wednesday, March 10, 2010

Upcoming Community Environmental Council Events


As you all know, I am on the board of the Community Environmental Council and this year I am in charge of development.  What exactly does that mean?  Well, helping to plan house parties, breakfasts, Earth Day, Green Gala, donor relations, donations, networking, growing our board and spreading our message across the region.  Fossil Free By '33!


Here are a few events that are coming up that you won't want to miss.  Should you wish to learn more about the CEC, please visit our website: www.CECSB.org or ask me how you can get more involved.  We are always looking for new members, Earth Day Volunteers and many other needs.


April 8th: Culinary MasterpiecesLocal Food Showcase
April 17th  18th: Earth Day at Alameda Park (visit me at the CEC booth or the EcoBroker booth)
May: Partnership Council Breakfast
July: Solar SUNDay
October 9: Green Gala at the Double Tree
November: Partnership Breakfast

www.CECSB.org

Tuesday, March 9, 2010

Weekly Real Estate Snapshot 3/1 - 3/7

New Listings: 46
Price Improvements: 32
Pending:  36 breaks down to:
     under $1 million: 26
     $1-2 million: 5
     $2-4 million: 4
     $4-8 million: 0
     $8 million+:2
Closed: 16
Off Market (expired, canceled, withdrawn): 25
Back On Market: 14

Data From Santa Barbara MLS and excludes mobile homes.

Saturday, March 6, 2010

The Official Broker's License

It's official, I'm a Broker...the certificate finally arrived in the mail from last Summer!   

Please let me know if you or a friend would benefit from my professional real estate services.


Thursday, March 4, 2010

Ed Begley Jr. and I Had Breakfast Together

Well, I did most of the eating; Ed stuck to his oatmeal and did most of the talking, which worked out just fine!  All of this eating and talking took place this morning at the Santa Barbara Club where the Community Environmental Council hosted one of its wonderful Partnership Council Breakfasts.  These events are organized by the staff of the CEC as an educational opportunity and way of saying thank you to our Board, Partnership Council, supporters and members of the general public. 

Today our guest speaker was Ed Begley Jr. and I was honored to be able to introduce him.  Ed grew up in Los Angeles and continues to live there with his wife, Rachelle, with whom he stars on the Planet Green reality TV show, Living With Ed.  Ed was a vegetarian, recycled and even drove an electric "car" in 1970, way before all of these things were mainstream.  I put "car" in quotes because he said it could barely be called that, it was really more of a golf cart on wheels with one windshield wiper blade and he had to stay to the right on all roads in Los Angeles to stay alive!


While he discussed the many things that we need to do to help the environment, he focused on the many things that we have already done.  Decreasing the size of the hole in the ozone layer, reducing the air pollution in Los Angeles even though 4x the amount of cars are on the road, not allowing any other rivers to catch on fire from pollution.  Breakfast with Ed was one of hope and achievement and easy digestion!  

He recently had an energy audit done on his own home and was feeling pretty un-auditable since he was "Mr. Green" and had his own green TV show.  Then the results of the audit came back and he was shocked at how much else he could do to save money and tighten up the leaks in his own home.  He recognized our audience as already being very involved but went on to challenge each of us to "do one more thing today."  

He said that some of the shows storylines are based on suggestions from the audience.  Perhaps he wants to do an episode on the Community Environmental Council and our mission to get our region off of fossil fuels in one generation.  That sounds like a winner to me!  I invited him back up to our 40th anniversary of Earth Day and asked him how he chose what Earth Day to attend each year.  Perhaps if I mentioned that we would have hemp thongs for sale, he would come to ours...you had to be there for that one to make sense.  Next time...you're invited, get involved!  

www.CECSB.org 



Tuesday, March 2, 2010

Weekly Real Estate Snapshot 2/22 - 2/28

New Listings: 60
Price Improvements: 23
Pending:  27 breaks down to:
     under $1 million: 18
     $1-2 million: 7
     $2-4 million: 1
     $4-8 million:1
     $8 million+: 0
Closed: 25
Off Market (expired, canceled, withdrawn): 23
Back On Market: 7

Data From Santa Barbara MLS and excludes mobile homes.